Safe Driving Rewards
Insurance Excess Waiver Programme
NZI’s Safe Driving Rewards Programme, in conjunction with EROAD, is designed to reward transport operators who demonstrate safe driving behaviour.
Through the programme, NZI policy holders with heavy motor vehicle insurance, who are also EROAD customers, are incentivised to improve their driving safety rating. If their driving safety rating puts them in the top 25% of EROAD customers in New Zealand, they may be eligible to have their insurance excess waived in the event of a claim*.
Carriers who join the programme will have the opportunity to have an accepted, qualifying claim excess waived if their driving safety rating puts them in the top 25% of EROAD customers in New Zealand in the calendar month preceding the claimed loss.
By rewarding commercial fleets for setting high standards in driver behaviour, we aim to not just produce better insurance products for our customers, but to encourage continued improvement in driving across the commercial vehicle industry, ultimately making New Zealand’s roads safer for all Kiwis.
The Programme commences 1 June 2019 and closes 31 May 2026 subject to the terms and conditions.
Joining the programme is simple. Just refer to the homepage of this website and follow the prompts.
You will receive confirmation by email that you’ve successfully registered for the programme.
NZI will:
The excess waiver only applies if your vehicle is involved in a driving loss that is covered by your policy.
Therefore your usual insurance excess will apply for non-driving claims. However, the excess may already be nil dependent on the type of loss and your policy terms.
Heavy trucks, heavy trailers or buses exceeding 3.5 tons Gross Vehicle Mass that are insured with NZI or Lumley, and have an EROAD Ehubo (electronic distance recorder), which is on an EROAD subscription plan that includes vehicle tracking, installed.
No. Please contact your broker to get a quote for your insurance with NZI or Lumley. A list of brokers can be found here.
Simply contact EROAD at www.eroad.co.nz or on 0800 4 EROAD to enquire about EROAD products and services.
Your EROAD driving safety rating is based on a combination of the frequency and severity of speeding events, harsh acceleration, and harsh braking.
Each calendar month you will be able to see if you have performed in the top 25% of all EROAD customers using the Leaderboard report in EROAD Depot.
No data will be shared with NZI by EROAD. The only data NZI will have access to will be the Leaderboard and Daily Activity Report that the customer shares as part of their insurance claim. This will be used to determine whether the excess waiver should be applied.
The Leaderboard report is available for qualifying customers via EROAD’s web-based Depot application. To sign in to Depot please go to depot.eroad.co.nz.
You will leave the programme when any of the following occur:
NZI will acknowledge, by email, that you are no longer participating in the programme.
You will no longer be eligible to have any accepted qualifying claim excess waived.
No. This is a limited time Programme in accordance with the Safe Driving Rewards Programme Terms and Conditions.
Provided you meet the terms and conditions for an excess waiver, all you need to do is provide a copy of your Leaderboard Report and Daily Activity Report from the day of the accident with your claim form. Producing these reports is simple, please visit the EROAD help site for instructions. NZI will do the rest.
No, there is no need to wait until your insurance is due for renewal. As long as you have EROAD units installed in your vehicle on an eligible plan you can sign-up today. Joining the programme is simple. Just refer to the homepage of this website and follow the prompts.
*Please read our terms and conditions for full details of this programme.